Friday, 26 August 2016

I LIKE TO SAVE AND SPEND WISELY BUT MY FAMILY MEMBERS LOVE TO SPEND LAVISHLY AND WANTS ME TO JOIN THEM. HOW CAN I DRAW A LINE?

save and spend wisely

What do you do when your family members aren’t really keen on saving money? They spend at the slightly thing and buy so many unnecessary things but you like to save a lot. How does one handle this type of situation?

I am going to actually be sharing facts from experience. Truth is, whether they know what you are earning or not, it doesn’t matter. You will leave to build a family of your own soon and because of this fact, you need to save, invest in yourself, and give as well. At this point, you cannot keep being emotional. If one dies, life in your family will still continue so here’s what you should know.

First, God is their Source and not you. You must understand that you need to say no sometimes because you need to do useful stuffs with your money and don’t feel guilty at all.

Second, you become legally responsible 100% for your life at the age of 18. You must take responsibility for your life including the financial aspect of your life.

Thirdly, you must have a purpose for your money. Even if you have just 50K in your account and you have set aside that money for savings, when you are being asked if you have money the answer should be a NO. Why? Simply because that money has been purposed for something else. Have a purpose for as small an amount as N50.

Furthermore, giving is goodly and godly. You must be sensitive to when there is a real need and you must extend your love through giving. At that point, you must give to please God and not to please your family’s spending desires and habits.

Finally, I will like to say to young ladies, except you have extra to spend you should treat your money wisely. Accountability is a quality of a WONDIVA **yeah…WONDIVA is a term for a wonderfully distinguished, virtuous and attractive woman**. Let’s learn to balance Love and Wisdom.

That's all for now...please post comments

Contributed by Nkechi Chiazor

Send your questions to wondiva2015@gmail.com

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